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Adding Creditors To Your Bankruptcy After Filing

Oh no! You forgot about a creditor and didn’t list them on your bankruptcy schedules.  Or maybe you didn’t even know about them and just received a notice from them in the mail. Can you add an omitted creditor after the fact?

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THE HOMESTEAD EXEMPTION IS CHANGING IN ARIZONA – GOOD NEWS OR NOT!?

Among the bankruptcy attorney community many of us are discussing Arizona House Bill 2617, which amends the Arizona Homestead Statute, and related statutes, effective January 1, 2022. The short take on the bill is that the bill is not primarily anti-consumer, and has significant redeeming qualities that may benefit a lot of people but, as usual, it’s not all good.

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Income Tax Debt and the IRS

They say that there are two things that you can’t avoid in life: DEATH and TAXES. While we haven’t found a way to avoid death yet, the personal income tax debt can be effectively managed and often discharged in bankruptcy.

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I Can’t Afford Bankruptcy

I’m on the phone discussing a client’s financial situation and it is not good. The client says, “It looks like I can’t afford bankruptcy." Sometimes, that is exactly correct.

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Behind in Your Mortgage in Arizona? Chapter 13 Can Help

For a lot of people, Covid-19 or other issues may have caused you to fall behind in your mortgage payments. Perhaps the mortgage company allowed you to miss a few payments and now they are asking you to catch up and they’ve demanded a large catch-up payment.

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Is Bankruptcy the Solution to Your Financial Struggles?

You've reached the point where you're wondering, "Should I just file for bankruptcy?" The answer isn't always simple, and it will depend on your specific situation. Find out for sure by visiting Jeff Biddle Law. We've handled countless bankruptcy cases in the Chandler, AZ area.

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Should You File for Chapter 7 or Chapter 13 Bankruptcy?

If you've decided to file for bankruptcy, you have one more major decision to make: should you file for Chapter 7 or Chapter 13?

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