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Should You File for Chapter 7 or Chapter 13 Bankruptcy?

Dec. 26, 2019

A Bankruptcy Lawyer from Chandler, AZ Can Help You Make Strategic Decisions

If you've decided to file for bankruptcy, you have one more major decision to make: should you file for Chapter 7 or Chapter 13?

Jeff Biddle Law handles both types of bankruptcy cases in Chandler, Arizona, and the nearby area. When you sit down with our bankruptcy lawyer, you'll be able to explore all your options. Dial 480-525-9705 now to schedule a consultation for bankruptcy law services.

Which One is Right for You?

Every person's financial situation is different, so there's no fast way to tell whether you should file for Chapter 7 or Chapter 13 bankruptcy. Your bankruptcy lawyer will have you take a means test, which will show us what type of bankruptcy will serve you best based on your income, property, and debts.

We'll look at...

  • What type of debts you have: Secured and unsecured debt is handled differently under bankruptcy law.

  • Whether your debts can be discharged: Some debts, such as student loans and alimony, cannot be discharged.

  • How you could pay back your debt: Chapter 13 bankruptcy lets us restructure your debt so you can pay some of it back.

Make sure you make the right decision. Work with a reputable bankruptcy lawyer in Chandler, AZ.